Our Staff

Ron Smith
Opening the door on July 1, 1975 at 1640 Franklin Ave., Kent, Ohio he then moved the office to its previous location at 1503 Franklin Ave. The new office was opened in Green on November 1, 2008. Previously Ron was a State Highway Patrolman and then worked for Allstate Insurance before opening his own agency. Ron bases his business practices on professional, one on one customer service. RSIA services around 5,000 customers; most of whißch have more than one policy.

Ron has dedicated himself to providing exceptional and equal service to all our clients and demands the same of those who work with him. Ron makes his home in Green, Ohio.

Gail Baker
Gail Baker joined the Ron Smith Agency in 2009. Gail is licensed in Property & Casualty, Life & Health and is a licensed notary. 

Jennifer Smith
Jennifer L. Smith started with the agency in 1996 and is a Principal and Manager as well as Commercial producer.

Shirley Allen
Shirley Allen is a life long resident of Ohio and understands the economic situation facing its residents. 

Specializing in auto, home and commercial lines, she will find the best coverage, to suit your needs, at the best possible price and back it up with outstanding customer service!

"I have enthusiasm for my work because I believe in the importance of my services. I will work hard to earn your trust." 

Donna Williams
I have been married to Dennis Williams for 47 years and have one daughter and one grandson. I live in Silver Lake and enjoy basketball and golf. Insurance has been my profession since 1968. 

Cheryl Frazee
I joined the agency in 2014. I am licensed in Property and Causality. My specialty is quoting collector vehicles. 

Thomas DiSabatino
I started in the life insurance world on Oct 24, 1981. Many of my clients have witnessed the power of proper life insurance planning. A gift of love that can change a family or business...from crumbling. I have a 29 year old son who lives in New York City.

My hobbies include performing with many jazz artists in North Eastern Ohio, started playing drums at age 5. I enjoy traveling with my girlfriend Carly, going to concerts, and cooking.

Claims

We are available Monday through Friday, 9am - 5pm. To start a claim, contact us at 800-548-5189 or find your agent here.

For after hours help or to speak directly with your carrier:

Erie 
1(800) 362-6541 

Erie afterhours number
800-367-3743

Progressive
800-925-2886 

Foremost
800-527-3905 

Auto-Owners
800-346-0346 

Motorists Mutual
800-876-8766

Products

Auto Insurance
There’s a lot to know about auto insurance. Auto insurance helps to protect you, your family and your car. Auto insurance can help you restore your auto when damaged. It can also help protect you in the event of a lawsuit. 

Having auto insurance coverage can help protect the people and things that are important to you. From liability coverage's that help protect you to collision and comprehensive coverage's to protect your auto.

Start an Auto Insurance quote

Homeowners Insurance
Storms, theft, accidents – you can’t predict what will happen, but you can prepare for what may come with a comprehensive home insurance policy. 

This could protect you from:

• Fire and lightning
• Windstorm and hail
• Weight of ice or snow
• Smoke damage
• Falling objects
• Damage by freezing
• Explosion
• Theft on or off premises
• Vandalism and mischief
• Accidental overflow from plumbing
• Accidental electrical damage to appliances
• Damage by vehicles and aircraft
• Riots
• Sewer & drain backup

Start a Homeowners Insurance quote

Life Insurance
Thinking about your own mortality isn’t easy, but sooner or later we all have to plan for the inevitable. You already know that life insurance can protect your loved ones or business from the financial consequences of your death. But, did you know that certain types of life insurance may do more? 

Let us help you decide what type of life insurance is best for you and how they may fit into your financial plan.

Universal Life offers long-term protection, predictable accumulation and access to your accumulated cash value
Whole Life provides protection and a cash value for your whole life
Term Life protects for a set length of time 10, 20, and 30 years guaranteed.

Start a Life Insurance quote 

Business Insurance
Please contact Jennifer Smith for a comprehensive business policy to protect your business and it's assets.

Frequently Asked Questions

Do you own more than $1,000 worth of silver, silver-plated ware, or pewterware?
If yes, you may want to increase your theft coverage above this standard limit.

Are you aware that you can reduce your insurance cost by increasing your deductible?
Raising it to $500.00 or $1,000.00 will help hold down insurance costs.1

Are you operating a business in your home?
Homeowners policies provide only limited protection against theft, fire or liability for home business operators. A separate in-home business policy can cost as little as $75.00 per year.

Are you planning any remodeling or additions (including a deck) over $5,000.00?
If so, call your agent before starting.

Do you own a boat or trailer worth more than $1,000.00?
Your homeowners policy usually includes coverage for this amount. A more expensive boat needs a separate policy.

Is the amount of insurance on your home enough to rebuild it at today's prices?
Replacement cost coverage often limits the amount you can collect on your home to 125% to 150% on the dwelling coverage. Check with your agent!

Do you have other structures on your premises which you rent to others?
If yes, you probably need additional insurance to protect against property damage and tenant injuries.

How can you reduce insurance costs with teenagers in the home?
Insure your teen on their own policy with their auto and exclude them from your policy.

Is it a good idea to "put all my eggs in one basket" with only one insurance company insuring my home and auto?
Usually,it is since most companies offer a home and auto discount which will save you money. There are exceptions which an independent agent can explore.

Should I call my insurance agent before I purchase a new car?
Since a model variation or engine size can change your auto insurance cost, the answer is "yes," especially if a teen is involved as a driver.

For more insurance insight, visit our "Did you know" series.